Responsible lending
Borrow according to what you can reasonably repay.
LENDTEL’s website encourages applicants to evaluate monthly affordability and total repayment before accepting finance.
Before applying
- Prepare a realistic monthly budget
- Include existing household and credit expenses
- Borrow only the amount needed
- Review the total repayment—not only the instalment
- Ask questions before accepting an agreement
Assessment principles
- Identity and income verification
- Review of current financial obligations
- Affordability assessment
- Supporting-document review
- Clear formal disclosure before acceptance